What is an ERC-20 Token? Complete Beginner's Guide | ETHTokenLaunch

Ethereum Fundamentals

What is an ERC-20 Token?

The complete beginner's guide to Ethereum's most important token standard - what it is, how it works, and how to create your own.

ERC-20 is the standard interface for fungible tokens on the Ethereum blockchain. It defines a common set of rules that any token must follow, allowing wallets, exchanges, and DeFi protocols to support every ERC-20 token automatically - without custom code for each one.

What Does Fungible Mean?

A fungible asset is one where every unit is identical and interchangeable. A £10 note is fungible - your £10 and my £10 are exactly the same. One Bitcoin is fungible with another Bitcoin.

ERC-20 tokens follow this model. If you hold 100 units of a token, each unit is worth the same as any other unit of that token. This makes ERC-20 the right standard for currencies, rewards points, voting power, stablecoins, and any asset where uniformity matters.

Compare this with ERC-721 (NFTs), where each token is unique - a digital artwork token is not interchangeable with another artwork token.

How ERC-20 Works

When you deploy an ERC-20 token, you're deploying a smart contract to the Ethereum blockchain. That contract keeps a ledger of who holds how many tokens. The ERC-20 standard requires every contract to implement a specific set of functions:

FunctionWhat it does
totalSupply()Returns the total number of tokens in existence
balanceOf(address)Returns how many tokens a given address holds
transfer(to, amount)Sends tokens from the caller's address to another address
approve(spender, amount)Allows a third party (e.g. a DEX) to spend tokens on your behalf
transferFrom(from, to, amount)Moves tokens on behalf of an approved address
allowance(owner, spender)Returns the remaining approved spend amount

Because every ERC-20 token implements these same functions, any wallet (MetaMask, Phantom, Coinbase Wallet) and any DEX (Uniswap, SushiSwap) can interact with your token without any bespoke integration work.

What ERC-20 Tokens Are Used For

Currency & Payments

Create a digital currency for your community, app, or platform.

Meme Tokens

Meme coins like SHIB and PEPE are ERC-20 tokens. Simple to launch, community-driven.

Governance Tokens

Let holders vote on protocol decisions. One token, one vote.

Loyalty & Rewards

Issue points to customers or users that can be redeemed for perks.

Staking Tokens

Tokens that users lock up to earn yield or access services.

Stablecoins

USDC and USDT are both ERC-20 tokens pegged to the US dollar.

Well-Known ERC-20 Tokens

Some of the largest tokens in the world by market capitalisation are ERC-20 tokens. You can look up any ERC-20 token's details using our free ERC-20 token lookup tool.

TokenSymbolUse Case
USD CoinUSDCStablecoin pegged to USD
TetherUSDTStablecoin pegged to USD
ChainlinkLINKOracle network utility token
UniswapUNIGovernance token for the Uniswap DEX
Shiba InuSHIBMeme token / community currency
Wrapped BitcoinWBTCBitcoin on Ethereum, ERC-20 compatible

How to Create Your Own ERC-20 Token

Traditionally, creating an ERC-20 token required Solidity knowledge, a development environment, and understanding of Ethereum's deployment process. With ETHTokenLaunch, the technical work is handled for you. Read the full step-by-step ERC-20 creation guide for a detailed walkthrough.

1

Connect your wallet

Connect MetaMask or Phantom. Make sure you have enough ETH for our fee plus gas.

2

Fill in your token details

Choose your token name, symbol (ticker), total supply, and decimal places.

3

Pay the deployment fee

A small flat fee covers our gas and server costs. The fee is shown before you confirm.

4

Receive your contract

Within 60 seconds your ERC-20 token is live on Ethereum. You get the contract address and Etherscan link.

Ready to launch your token?

Deploy your ERC-20 token on Ethereum in under a minute. No coding required.

Create Token See Pricing

Frequently Asked Questions

Related Guides

How to List on Uniswap

Step-by-step guide to adding a liquidity pool for your new token.

How Much Does It Cost?

A full breakdown of ERC-20 token deployment costs in 2026.

ERC-20 vs BEP-20 vs SPL

Which blockchain should you launch your token on?